Enhanced Wealth News

What is the Purpose of Buy to Let Mortgages?
Put simply, buy to let mortgages are a special type of mortgage that is geared towards a buyer who is intending to purchase a property and then make it available for rental. Buy to let mortgages have different terms to a conventional mortgage. A significant difference between buy to let mortgages and a conventional mortgage is [...]

Get your mortgage payment protection insurance today
Ask yourself these following questions. What is the single most expensive thing you have ever purchased? What is the single most important thing for you to continue living a comfortable life? What has been the most serious investment you ever made? For almost everybody the answer to all three of these questions will be the [...]

Buy to Let Mortgage UK?
When it comes to finding a buy to let mortgage UK lenders have truly begun to offer some outstanding products. This form of mortgage is aimed squarely at the individuals who are intending to purchase a new UK property with a view to renting it to tenants. When we consider the terms of a buy [...]

Payment protection insurance should be considered mandatory
Payment protection insurance (PPI) is arguably the most important insurance product a home owner will take out. If we consider that for most people, their home will be the single largest asset they own, along with being the single most expensive item they ever purchase, then it becomes clear that protecting such a major investment [...]

How can a Buy to Let Mortgage Broker Help You?
If you are considering entering in to the buy to let scene, you would be best advised to find yourself a knowledgeable buy to let mortgage broker. The buy to let market is extremely competitive and not without its pitfalls, by employing the services of a professional buy to let mortgage broker you will be [...]

Do you need mortgage protection insurance?
With the world economy taking a nose dive, large financial institutions beginning to struggle and established corporations feeling the pinch, nobody can be sure of a job for life. Anybody who has the responsibility of making mortgage payments each month would do well to consider taking up some form of mortgage protection insurance. Mortgage protection insurance [...]

Buy to let mortgage advice - Common sense amidst the panic
Media frenzy -  ‘There’s no money left.’ One of the most alarming suggestions by the media is encouraging people to believe that there is no longer any money left to lend. This is absurd, as the real situation is very different. Banks may not be lending ninety five percent of the properties value or more, but [...]

What are Bridging Loans?
Quite simply, a bridging loan is a short term loan that is used to bridge the gap between purchasing one property, whilst waiting for the proceeds of the sale of another. Typically a bridging loan will be offered at a fixed term, and at a slightly higher rate than a standard mortgage loan. A bridging loan [...]

Second Home Mortgages
Second home mortgages can be a very complicated issue, especially in the current financial climate.   People need a second home mortgage for a number of different reasons.  The most common reason for second home mortgages is to finance properties which have been bought with the view of letting it out to a tenant, this type [...]

New holiday home website for holiday homes to rent
Holiday Let Mortgages specialise in providing mortgage finance for UK holiday home owners. We have now enhanced our service to clients by developing a new website which showcases their holiday homes to rent. The new website, www.holidayletproperty.co.uk, includes property details and photos with a link to the holiday home website or the holiday letting agents website [...]

Articles by seanh

A Guide To Mortgage Payment Protection Insurance (mppi)
It has become commonplace for the average homeowner to be obsessed with the value of their property, but the habit often leads to a false sense of security. Unfortunately, continued ownership in most cases depends on the ability to carry on meeting monthly mortgage payments, which in turn depends...

Combi Boilers or Combination Boilers - An Introduction
The combi boiler, unlike the traditional boiler, takes its cold water supply directly from the mains water supply producing hot water on demand. Therefore, this type of boiler does not require a hot water cylinder in the airing cupboard or a cold water cistern and small header tank in the loft....

Self Cert Mortgage Facts
Self Cert Mortgages Proof of income is often one of the first things a lender will ask for when it decides whether to grant you a mortgage. But if payslips are hard to come by, there is another option. Laura Milne explains For growing numbers of workers, whose incomes do not come in neat monthly...

What makes a good mortgage broker?
So you need a mortgage but where is the best place to go? Going direct to a lender will only allow you to find out about that lenders range of mortgages, which may not be the best for you. If you go to an Independent Mortgage Broker then they will be able to search through many thousands of...

Articles Written by Sean Horton From Isnare.com

Commercial Bridging Loans Maybe the Answer
In commerce, when situations requiring cash rapidly occurs, looking at commercial bridging loans could be the best answer. Whether it is funds to bridge a deal or money for a property purchase or some urgent business acquisitions, securing a short-term loan may resolve the problem, especially when...

What is Involved in Taking Out a Commercial Mortgage?
Commercial mortgages are as the name suggests, mortgages for the commercial sector. They are a form of long-term finance and can be used for the purchase of land and/or property for business use plus to buy a going concern. This could be anything from a hotel to a bed and breakfast, a retail outle...

What Is Involved And How To Ensure You Have The Best Commercial Finance Possible
In any occupation, when important decisions have to be made, there is no substitute for thorough research and expertise. This is regularly the case when looking for the best commercial finance available. You could undertake this task yourself; however, you might find that employing the services of...

Would Bridging Finance Suit Your Purpose?
Generally, when people hear the term bridging finance, they normally think of a bridging loan sometimes used during home buying. In reality, it is not just for the purchase of homes. It could be used for a variety of purposes whenever funds are required quickly. For example, coping with an unexpe...

Could Bridging Loans Be The Answer To Your Cash Flow Problems?
Obtaining bridging loans is normally the result of needing to raise finance quickly and over a short period. Most people associate bridging loans with house buying. When either a homebuyer has found their ideal home but have not sold their existing property and rather than lose their dream home, tak...

Choosing From the World of Commercial Loans
Any type of loan that is granted to someone in the business sector is collectively known as commercial loans. It could be a mortgage, a bridging loan, part of a finance deal for property development, or even an overdraft facility. Invariably, the type of loan has the prefix ‘commercial’ in its nam...

Using the Service Provided by Commercial Mortgage Brokers Could Make Obtaining Finances Easier For Your Business
Seeking a commercial mortgage can be time consuming and difficult. It can be quite a responsibility making sure that you have acquired the most suitable deal and achieved the best terms possible for your business. Surely, anything, or anyone, that can make this task easier does have to be worth in...

What is Involved When Seeking Commercial Mortgages UK?
You may be looking at buying a building or land for business purposes. A number of lenders in the UK could provide you with an excellent deal for such a venture. The problem faced by most people is finding that perfect deal. Employing the services of an independent financial adviser, with their c...

Obtaining Property Development Finance
Whether undertaking a small-scale refurbishment or building a new multi-million pound complex, if the developer does not have all the money to fund the project, then the balance required could be obtained through one or more lenders. Traditionally, high street banks were used but invariably would o...

What Are Semi Commercial Mortgages and Are They Right For You?
Have you always fancied being able to live and work from the same property? Perhaps using part of your home as a guesthouse or providing bed and breakfast? Maybe you would like to open a shop or tearooms, operate a kennel or cattery business or have a business office attached to your home? If you...